Consolidación y Extinción de la Hipoteca — How a Mortgage Ends and Leaves the Register

Argentina (AR) — civil law.

Nothing on this page describes United States practice. There is no certificate sold to an investor, no administrative sale of land for unpaid tax, and no redemption window after a subasta judicial in Argentina. If you arrived carrying US assumptions, read falsos-amigos first.

Consolidación and extinción of the hipoteca

The hipoteca is “el derecho real de garantía que recae sobre uno o más inmuebles individualizados que continúan en poder del constituyente” (CCyC art. 2205), created by escritura pública (art. 2208) and made opposable by registration in the provincial Registro de la Propiedad Inmueble. This page answers two questions an auction buyer and an ejecutado both need answered: when does the mortgage stop existing, and when does it stop appearing on the informe de dominio. They are different questions.

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Everything here is national substantive law (CCyC; Ley 17.801). The registry’s forms and fees for a cancelación or a reinscripción are provincial — each Registro has its own technical rules and each province its own tasa.

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The opening section is open to everyone. The procedure in detail — statutes, deadlines, who may bid, and what the record does not say — is behind a free account.

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