Argentina Subastas Wiki

Usar la Afectación a Vivienda — A Guide for the Ejecutado

Properties6
jurisdictionAR
legal_systemcivil-law
authorityCCyC arts. 244–250, 255–256 (Ley 26.994); Ley 17.801 arts. 5, 19; CPCCN arts. 219–220; CNCom. Sala D, 'Fasciolo, Alejandro Ariel s/ quiebra', expte. 18023/2022, 08/07/2025
descriptionFor an owner facing execution: how to check whether the home is already protected, how and where the afectación a vivienda is registered (CCyC 244; local registry forms), why the date of registration against the date of each debt's cause decides everything (art. 249), which creditors can still execute (taxes and tasas on the property, expensas, a mortgage granted with spousal consent, construction debts, child support), how to raise the protection in the execution (CPCCN 219–220 in national courts), why asking for desafectación in a quiebra backfires (Fasciolo, 2025), and how the remanente returns to the owner.
last_verified2026-10-09
tagsguias, argentina

6 min read

Argentina (AR) — civil law.

Nothing on this page describes United States practice. There is no certificate sold to an investor, no administrative sale of land for unpaid tax, and no redemption window after a subasta judicial in Argentina. If you arrived carrying US assumptions, read falsos-amigos first.

Using the afectación a vivienda — for the ejecutado

The afectación a vivienda (CCyC arts. 244–256, successor to the bien de familia of Ley 14.394) is a voluntary, registered shield over one home. It does not stop every creditor and it does not work backwards. Used correctly and early, it keeps the home out of the reach of most later creditors and sends any surplus of a permitted sale back to the family. The full doctrine is on afectacion-a-vivienda; this page is the sequence of things to do.

Layers.

  • What the shield does — national substantive law (CCyC), identical everywhere.
  • How to register it — “según las formas previstas en las reglas locales” (art. 244): each provincial Registro de la Propiedad has its own forms and fees.
  • How to invoke it in court — the procedural code of the court that is executing. National courts: CPCCN. Provinces: their own CPCC (needs_verification per province).

Read the rest with a free account

The opening section is open to everyone. The procedure in detail — statutes, deadlines, who may bid, and what the record does not say — is behind a free account.

We ask for one because writing these from primary sources is slow work, and knowing who relies on it tells us which country to do next.

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