Ley 24.240 — Defensa del Consumidor, and Its Bite in the Ejecución Hipotecaria

Argentina (AR) — civil law.

Nothing on this page describes United States practice. There is no certificate sold to an investor, no administrative sale of land for unpaid tax, and no redemption window after a subasta judicial in Argentina. If you arrived carrying US assumptions, read falsos-amigos first.

Ley 24.240 — Defensa del Consumidor

Ley 24.240 is national substantive law. Its art. 65 declares it “de orden público” and in force “en todo el territorio nacional” (InfoLEG, texto actualizado). Since 1 August 2015 it works together with the consumer-contract chapter of the Código Civil y Comercial (CCyC arts. 1092–1122). The statute does not create a separate procedure for collecting debts. It changes what a creditor may claim, before which judge, and on the strength of which clauses. For this wiki that matters most when a bank or finance company runs an `ejecución hipotecaria` against a natural person who borrowed to buy or keep a home.

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The consolidated InfoLEG text, retrieved 2026-10-09. InfoLEG shows the main rewrites by Ley 26.361 (B.O. 7/4/2008), Ley 26.993 (B.O. 19/9/2014, which gave art. 36 its current wording) and Ley 26.994 (the CCyC, which rewrote arts. 1 and 50). The retrieved text carries no annotation from DNU 70/2023 or Ley 27.742 on arts. 1–3 or 36–37.

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